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Phyllis Michaels
Loan Officer
1120 Connecticut Ave NW, Suite 302
Washington, DC 20036
(202) 627-3078
(240) 743-9709
(703) 653-8751

Click Continue to start your loan application. By providing the information contained in the application, you understand that George Mason Mortgage will be required to send federal mortgage related disclosures to you.  Based on the information you have provided, you understand that those disclosures will contain estimates of costs related to closing a loan, as well as current market interest rates. This is not a commitment from George Mason Mortgage to lend money.

As part of the application process, George Mason Mortgage will check your credit by ordering a credit report. By continuing with this application, you electronically agree to allow George Mason Mortgage to order your credit report and view your credit history.

If you do not wish to start a loan application and are just interested in rates or information on loan programs, click Cancel below and contact me directly.

Are you interested in our rates or have questions about our loan programs? Click Continue to start your home loans inquiry. After you submit your information, I will contact you.
By submitting information to inquire about the mortgage loan process, you understand this inquiry will not be considered a formal mortgage loan application.
If you would like to proceed with your inquiry select Continue and I will contact you shortly to answer your questions. If you wish to submit a formal loan application, please click Cancel below and click the Apply Now button.
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Phyllis Michaels lends within the Mid-Atlantic region, specializing in First Time Home Buyer, Jumbo and Construction loans products. With over 28 years of experience working with customers to help them realize their dreams of home ownership, she has worked in many facets of the home purchase process.
Phyllis has developed a niche by providing superb customer service, educating her customers to take advantage of available grants, forgivable loans, no interest seconds and the power of the Mortgage Certificate. For more information, call for a free consultation or ask about one of her FREE home buyer seminars.
Whether it is a new construction or renovation loan, George Mason Mortgage offers construction only, one time or two time close options for permanent financing as well as cash out options and 203K loans. In addition, Phyllis is also knowledgeable about mortgage programs for the purchase of newly completed homes, existing homes and refinance transactions.
Everyone has different financial goals and Phyllis is committed to finding the right mortgage solution for you. She will take the time to understand your needs and homeownership goals so that she can recommend a smart mortgage solution. She is backed by a team of loan assistants, processors, underwriters and closing specialists. Her team is dedicated to serving the needs of realtors and homeowners and ensuring that each and every loan receives a "World Class Loan Experience".
Once you meet her, you will understand why she is affectionately called the "DC Mortgage Nerd".
She is committed to providing:
• Prompt Attention
• “Total Cost Analysis” to meet your Financial Goals
• An Explanation and an Education of your Mortgage Options
• Competitive Rates and Fees
• Service “Before, During and After” Settlement
• High Commitment to Customer Service.
Phyllis is an active member of her community, she has volunteered for Habitat for Humanity and is an active member of the MBIA- Maryland Association of Homebuilders.

1120 Connecticut Ave. NW., Suite 302
Washington, DC 20036

Phone: 202-627-3078
Cell: 240-743-9709


Our Mortgage Loan Originators are registered and comply with the National Mortgage Licensing System (NMLS) and Registry. NMLS Consumer Accesssm,, is a free service for consumers to confirm that the financial-services company or professional with whom they wish to conduct business is authorized to conduct business in their state. George Mason Mortgage's NMLS ID is 153400.

This is not a commitment to lend. All loan applications are subject to credit and property approval. Annual Percentage Rate (APR), and program, rates, fees, closing costs, terms and conditions are subject to change without notice and may vary depending upon credit history and transaction specifics. Other closing costs may be necessary. Flood and/or property hazard insurance may be required. To be eligible, buyer must meet minimum down payment, underwriting and program guidelines.

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