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We love hearing from our neighbors who we’ve worked with in the past about their experiences. Read on to learn more about some of the people we’ve helped in the past, or if you’d like to get in touch, fill out the contact form to the right.


Nick and Pat made this easy! Superior communication from both of them was most appreciated. I will be happy to recommend them to anyone looking for a new mortgage!"

- Julia H.

"Everything was great! Nick was very responsive, and related immediately to all requests!"

- Christopher

"Nick provided excellent customer service. He was very quick to respond to questions and very quick to return phone calls."

- Amy

"Nick was excellent and was very quick to respond to us and had our loan complete way before closing with no issues. His response time and professionalism was exceptional. We were very thankful to have been able to work with him."

- Matthew and Lauren

"We’d like to thank you for your guidance during our first home buying experience. Not only did you make the final portion stressless, but were also a great help with our questions and concerns. Even the seller’s agent mentioned how on top of things you were. Thanks so much again for all your help!"

- Perry & Jess

"Nick came through on everything he promised. There were no surprises and the rates were great!"

- Scott and Jennifer

"Nick’s service was excellent. He answered all of our questions promptly and efficiently. He walked us through the process and made it a very smooth transaction."

- Matthew and Heather

"Nick was available to answer our many questions extremely well. He was prompt responding to us and really assured us that we made the correct choice for our mortgage. He was a tremendous help to our home buying process."

- Steve and Maura

"Nick stayed on top of many moving pieces during the transaction, especially the HELOC subordination to allow everything to close on time."

- Heather and David

"Nick is an awesome loan officer to deal with. Always helpful, has lots of patience to explain things, a first time home buyer like me, needs to know. He was accessible anytime, prompt to return our calls and best of all we got a great interest rate. We could meet him personally several time and our experience with him great."

- Rahul

"Nick was excellent throughout the entire process. Nick worked hard to find us the best rate and terms and made my refinance seamless and worry free. We have been through several refinance / purchases, and this was the best experience."

- Matthew and Denise

"Nick provided top-notch service! Efficiency and attention to detail were superb from beginning to end."

- Samantha and Sean

"Nick and his team are the best. Nick really excelled at professionalism, cooperation, and excellent team work."

- Bakul and Neha

"Nick was great. We really appreciated his quick responses, in depth explanations, his ability to innovate when presented with a problem, and he ability to give clear detailed responses."

- Martha

"Nick had excellent communication and was able to get the job done in a timely manner."

- Antoine and Shonelle

'Mr. Pakulla was very knowledgeable and went above and beyond to ensure our loan process and closing went through without any problems. Mr. Pakulla did everything to ensure service was exceptionally professional and we were able to complete everything in the timeframe needed. It was a relief to know we did not have to worry."

- Vincent and Christine

"Nick has great communication, he was very responsive and flexible. There isn’t much we can think of that he or his team could have done to improve the overall experience."

- Howard and Christa

"Nick worked with us very well and responded quickly. Nick and his team were excellent."

- Michael and Stephanie

"We really liked how Nick took the time to explain the different loan options."

- Mark and Rebecca

"Nick was great. We really appreciated the guidance he gave throughout the process."

- Vyacheslav and Yelena

"Nick was timely in all correspondence, and he was able to answer all of our questions. We loved him!"

- Morgan and Donald

"Nick was great. He would answer my emails or call anytime and replied very quickly. He explained things simply in a way we could understand.'

- Matthew and Laura

"Nick is the only mortgage officer who thoroughly explained all of my options, point out both positives and negatives. This was especially important because my prior refinance with a different bank actually left me worse off financially. I would recommend Nick to friends without hesitation!"

- Laura

"The speed of Nick’s responsiveness was outstanding! We wouldn’t want to deal with anyone else who didn’t have great knowledge, service, integrity, and competitive rates."

- Sidney and Deborah

"Nick was very helpful through the whole process. He explained everything well and had good communication."

- Kari
"Nick was very professional. He was always available when we needed him. We’re very satisfied with his service."
- Francisco and Maria

"Nick was a pleasure to work with. He was very thorough and thoughtful in the process. He was very quick to respond and expedited our loan approval too!"

- Jason and Carolin

"We are very satisfied with Nick. I can’t think of anything he could have done better. He was always available evenings and weekends. He was always patient and explained all the details exceptionally well."

- Peter and Karen

"Nick spent time with us working out various scenarios. He helped us find the best option for our needs."

- Jill and Kevin

"I would recommend Nick, what I liked was he always answered his phone. With children this is very important as I have short windows of time in which I can speak. I also got the sense that he was not trying to rush me through a conversation when I had questions or didn’t understand something. This definitely sets him apart from other lenders I’ve deal with in the past."

- Amy

"Nick, thank you so much for all you did to assist us with this major purchase. Both of us were glad we got your name from our realtor. You were able to give us the assurance and confidence needed to buy our first house and for that we are both truly grateful."

- Ray and Kavita

"We were extremely pleased with Nick from day one. This was our first home, and he was so patient and easy to work with throughout the entire experience. When we first contacted him, he spent his entire evening walking through what we could expect and afford. He was ALWAYS responsive to our needs, took the time to explain things that we did not understand, and was quick and thorough with every step of the process. We were never worried about what our next step was, because we could count on Nick to guide us through it. Even the seller’s agent remarked on how well he did. We definitely recommend him to anyone buying."

- Erin and John

"Professional and knowledgeable. Nick was wonderful to work with. He was accessible, helpful and very efficient. He made the refinance process painless. I highly recommend him."

- M. T.
Results: 33 Testimonials found.

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