Nick Kristoff

Nick
Kristoff
Senior Loan Officer
NMLS: 379253
(703) 653-3343






Experience Mortgage Success
The Kristoffs have been lending locally in Hilton Head Island and Bluffton since 1989. We have worked with thousands of clients and received numerous top producer awards by lending $3 billion over our combined 50 years. Our philosophy is simply, say what you mean, mean what you say, and do what you say you’re going to do. This straight-forward approach combined with our extensive knowledge and experience has allowed us to succeed within any market condition.

Nick
Kristoff
Senior Loan Officer
NMLS: 379253
(703) 653-3343
The Kristoffs have been lending locally in Hilton Head Island and Bluffton since 1989. We have worked with thousands of clients and received numerous top producer awards by lending $3 billion over our combined 50 years. Our philosophy is simply, say what you mean, mean what you say, and do what you say you’re going to do. This straight-forward approach combined with our extensive knowledge and experience has allowed us to succeed within any market condition.






Meet The Team

Senior Loan Officer
377707
(843) 603-5924
(843) 290-9110

Loan Officer Assistant
1768161
(803) 567-4486

Loan Processor
(803) 567-4489
(843) 384-3740
What Our Clients Say
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Get Started Building Your Brighter Future

Real Heroes, Real Savings
Most heroes save at least $2,400 when they buy a home with us. When you add up savings from real estate agents, loan officers, title companies, home inspectors and other every day deals, the savings is way beyond what you’ll get from other national programs.1

Firefighter & EMS

Law Enforcement

Military
(Active, Reserves & Veterans)
Healthcare Professionals

Teachers
1. See full disclosure here.
Contact the Nick Kristoff Team
Bluffton
181 Bluffton Road
Suite F102
Bluffton, SC 29910