Welcome to George Mason Mortgage – Your Key to Stress-Free Home Buying!
Are you ready to embark on your home-buying journey? We believe that knowledge is your greatest asset, which is why we’re thrilled to introduce our Soft Pull Credit service for mortgage pre-qualification.
Why Pre-Qualify with Soft Pull Credit?
Before you even start hunting for your dream home, it’s essential to determine a payment that is comfortable within your budget. Additionally, pre-qualifying for a home loan not only gives you the confidence to house hunt but also arms you with a compelling offer for sellers, giving you a competitive edge. And the best part? Our soft pull credit report doesn’t affect your credit.
Key Benefits of Our Soft Pull Credit Service:
- Preserve Your Credit Score: Soft pull credit reports have ZERO impact on your credit score. Rest assured, your financial standing remains intact.
- No Credit Inquiry on Your Report: Say goodbye to those pesky inquiries on your credit report. With our soft pull, there’s no trace left behind.
Now, let’s dive deeper into the distinction between Hard Credit Pull and Soft Credit Pull.
HARD CREDIT PULL
- A hard credit pull is required during the loan application process. (A soft pull cannot be used when you decide to apply for a mortgage loan.)
- Your credit score may experience a dip due to the hard inquiry, which can linger on your credit report for up to 2 years.
- You may receive a barrage of marketing communications from various mortgage companies, leading to an influx of offers and solicitations.
SOFT CREDIT PULL
- Soft credit pulls allow you to explore home buying without the impact of a hard inquiry.
- Your credit score remains unaffected by soft credit inquiries.
- The fact you are considering a mortgage loan remains confidential, sparing you from telemarketing calls and spam.
Why Choose a Lender that can Use a Soft Pull for Your Mortgage Pre-Qualification?
Soft pulls offer the same format and credit score as hard pulls, providing your potential lender with the necessary information to kickstart your mortgage process. Enjoy a serene home-shopping experience without the intrusion of excessive marketing.
At George Mason Mortgage, we’re committed to making your homeownership dreams a reality, without all the stress. Our Soft Pull Credit service is your pathway to a smoother, more informed home buying journey.
Ready to get started? Contact us today! Empower yourself with knowledge. Secure your dream home with confidence. George Mason Mortgage is here to guide you every step of the way!