Michael Novotny



Whether you’re moving into your first home, moving up to something bigger, building or renovating or refinancing your current mortgage, we are here to help you build your brighter future. My website is designed to offer you some general information on home buying and mortgage tips, current loan programs and mortgage news.
As your mortgage loan officer, I am committed to providing:
- Prompt & Transparent Communication
- Your unique home financing needs and thoroughly explaining the lending process
- High commitment to customer service
- Competitive rates, programs and fees
- Service even after settlement
If you would like more information, please contact me directly or you can complete the online application at no obligation. Thank you for visiting my website and I look forward to hearing from you.
After 13 years of experience in the financial services industry, Michael Novotny made the exciting move to the world of lending.
Prior to lending, Michael was in various leadership roles focusing on customer centricity and process improvement. His customer focus and commitment to efficient and effective processes allow him to provide a boutique approach for each and every customer. He cultivates this approach through a number of strategic alignments – ranging from your traditional realtor/referral partner relationships all the way to Home Employee Benefit relationships with small and midsize businesses. No matter how the customer is connected to Michael and his team, they receive a transparent, informative, and engaged home buying experience.
The Novotny Lending Team (NLT) has earned notoriety for being one of the top teams in the Baltimore-Washington metro area when you want things to be handled ahead of schedule. Michael’s clients and their realtors benefit from knowing they are fully approved prior to going under contract. This approach has become a necessity in an extremely competitive DMV market.
When he’s not with his work family, he spends most of his free time with his wife of 9 years and 2 children. He enjoys watching Orioles baseball and Ravens football, drinking high quality bourbon, and cooking for friends and family.

Whether you’re moving into your first home, moving up to something bigger, building or renovating or refinancing your current mortgage, we are here to help you build your brighter future. My website is designed to offer you some general information on home buying and mortgage tips, current loan programs and mortgage news.
As your mortgage loan officer, I am committed to providing:
- Prompt & Transparent Communication
- Your unique home financing needs and thoroughly explaining the lending process
- High commitment to customer service
- Competitive rates, programs and fees
- Service even after settlement
If you would like more information, please contact me directly or you can complete the online application at no obligation. Thank you for visiting my website and I look forward to hearing from you.
After 13 years of experience in the financial services industry, Michael Novotny made the exciting move to the world of lending.
Prior to lending, Michael was in various leadership roles focusing on customer centricity and process improvement. His customer focus and commitment to efficient and effective processes allow him to provide a boutique approach for each and every customer. He cultivates this approach through a number of strategic alignments – ranging from your traditional realtor/referral partner relationships all the way to Home Employee Benefit relationships with small and midsize businesses. No matter how the customer is connected to Michael and his team, they receive a transparent, informative, and engaged home buying experience.
The Novotny Lending Team (NLT) has earned notoriety for being one of the top teams in the Baltimore-Washington metro area when you want things to be handled ahead of schedule. Michael’s clients and their realtors benefit from knowing they are fully approved prior to going under contract. This approach has become a necessity in an extremely competitive DMV market.
When he’s not with his work family, he spends most of his free time with his wife of 9 years and 2 children. He enjoys watching Orioles baseball and Ravens football, drinking high quality bourbon, and cooking for friends and family.

Meet The Team

Senior Loan Officer, Team Lead
1415391
(240) 268-1929

Loan Officer
2101340
(240) 454-2452

Operations Team Lead
(240) 268-1922

Processing Team Lead
(301) 841-1317

Senior Loan Officer
1505547
(240) 268-1926
(443) 655-3614

Loan Officer
1835193
(240) 268-1912
(240) 751-3769
What Our Clients Say
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