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Michael T. Cao
Vice President / Sales Manager
7231 Forest Ave, Suite 301
Richmond, VA 23226
(804) 521-0949
(804) 301-8415
(703) 449-5597

Click Continue to start your loan application. By providing the information contained in the application, you understand that George Mason Mortgage will be required to send federal mortgage related disclosures to you.  Based on the information you have provided, you understand that those disclosures will contain estimates of costs related to closing a loan, as well as current market interest rates. This is not a commitment from George Mason Mortgage to lend money.

As part of the application process, George Mason Mortgage will check your credit by ordering a credit report. By continuing with this application, you electronically agree to allow George Mason Mortgage to order your credit report and view your credit history.

If you do not wish to start a loan application and are just interested in rates or information on loan programs, click Cancel below and contact me directly.

Are you interested in our rates or have questions about our loan programs? Click Continue to start your home loans inquiry. After you submit your information, I will contact you.
By submitting information to inquire about the mortgage loan process, you understand this inquiry will not be considered a formal mortgage loan application.
If you would like to proceed with your inquiry select Continue and I will contact you shortly to answer your questions. If you wish to submit a formal loan application, please click Cancel below and click the Apply Now button.
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Michael was born in Vietnam and immigrated to Virginia as a teenager in 1982. He became an American citizen in 1989 and began his pursuit of the American Dream. In 1992, he graduated from Mary Washington College with a degree in Business Administration with a concentration in Finance and soon after, Michael began his career in the mortgage industry. Since that time, Michael has advanced from being an assistant to the Branch Manager to a Loan Officer to currently being a VP/Sales Manager himself. Over the last 24 years, Michael has helped many people achieve the American Dream of owning a home.

He sits on the VHDA Multicultural Advisory Board and has been consistently selected VHDA Top Producing Loan Officer. Michael is a Qualified Trainer in the VHDA Homeownership Education Program.

Michael, his wife and 2 children live in Chesterfield County. They are an active family and enjoy tennis, volleyball, soccer, snow skiing and traveling.


4100 Monument Corner Dr., Suite 100
Fairfax, VA 22030

Toll Free: 800-867-6859

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Our Mortgage Loan Originators are registered and comply with the National Mortgage Licensing System (NMLS) and Registry. NMLS Consumer Accesssm,, is a free service for consumers to confirm that the financial-services company or professional with whom they wish to conduct business is authorized to conduct business in their state. George Mason Mortgage's NMLS ID is 153400.

This is not a commitment to lend. All loan applications are subject to credit and property approval. Annual Percentage Rate (APR), and program, rates, fees, closing costs, terms and conditions are subject to change without notice and may vary depending upon credit history and transaction specifics. Other closing costs may be necessary. Flood and/or property hazard insurance may be required. To be eligible, buyer must meet minimum down payment, underwriting and program guidelines.

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