Loan Options

VA Refinance

VA Loan Refinancing

With a VA loan, you are not outside of the realm of being able to refinance to see if you can get a better rate, or even to cash-out on equity. For eligible VA loan borrowers, there may be specific options just for you to be able to refinance your loans:

VA Cash-Out Refinance

Tap up to 90% of the value of your home, and use the extra cash for home improvements or debt consolidation.

VA Interest Rate Reduction Refinance Loan (VA IRRRL)

Reduce your rate without the hassle of income documentation or an appraisal.

Who a VA IRRRL Is For:

Qualified veterans and service personnel with a VA loan
Qualified VA loan owners who want to reduce their interest rate or switch from an adjustable rate to fixed rate
Qualified borrowers who want to refinance without an appraisal or credit underwriting (IRRRL only)
Qualified VA homeowners who want a streamlined refinance with no money out-of-pocket
Eligible borrowers who want to tap into their home equity

Other VA-permissible fees may still occur. Programs, rates, terms and conditions are subject to change without notice. Credit and collateral are subject to approval. George Mason Mortgage is not endorsed by, sponsored by, or affiliated with any government agency or program.