Loan Options

South Carolina Housing Homebuyer Program

A Mortgage You Can Live With

SC Housing’s Homebuyer Program can put you in a loan you can live with – one that’s affordable and consistent over the long term.

SC Housing offers competitive mortgage loans and down payment assistance (DPA) to help families and individuals become homeowners. We offer competitive, fixed rate mortgage loans combined with money to help cover down payment and closing costs.

Currently SC Housing does not offer a refinance program.

For many people considering a first home purchase, saving enough money for the down payment and other costs can be a challenge. We are here to help you meet this challenge with a variety of down payment assistance programs. For full details please read the SC Housing Homeownership Program Handout.

Contact us for more information on the SC Housing options that work for you.

SC Loans Offer

The included content is intended for informational purposes only and should not be relied upon as professional advice.  Additional terms and conditions apply. Not all applicants will qualify. Consult with a finance professional for tax advice or a mortgage professional to address your mortgage questions or concerns. THIS PRODUCT OR SERVICE HAS NOT BEEN APPROVED NOR ENDORSED BY ANY GOVERNMENTAL AGENCY, AND THIS OFFER IS NOT BEING MADE BY AN AGENCY OF THE GOVERNMENT. 

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Knowledge Base
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Why Slowing Home Price Appreciation Is Good For Buyers And Sellers

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10 Homebuying Terms Everyone Should Know

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What Is Commonly Negotiated When Buying A Home?

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7 Ways to Stand Out as a Potential Homebuyer

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Virginia Housing Update

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5 Tips for Making an Offer on a Home

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The Lowdown on Down Payments & Mortgage Insurance

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The 20% Down Payment Myth Many first time home buyers believe they must put 20 percent down on a home. But that is far from …

9 Tips for Purchasing Your First Home

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Beginning the home buying process can be a very exciting, yet nerve-wracking experience for anyone starting off. These tips will help answer some questions to …

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A Robust Housing Market For Years To Come

Two questions continue to be asked of me. The first is, should I worry about rising prices and wait for the market to slow? The …

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Refinancing 101

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Homebuyer Tips

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Getting Started

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Choosing The Right Down Payment

A down payment is the amount you pay toward the home yourself. You put a percentage of the home’s value down and borrow the rest …

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Know Your Credit Score

When applying for a mortgage loan, your credit score will be one of the key factors in whether you’re approved and it will help determine …

Refinance & Renovate

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If you are having a difficult time finding a new home with limited inventory in today’s market, have you considered renovating your current home? We …

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