Loan Options

South Carolina Housing Homebuyer Program

A Mortgage You Can Live With

SC Housing’s Homebuyer Program can put you in a loan you can live with – one that’s affordable and consistent over the long term.

SC Housing offers competitive mortgage loans and down payment assistance (DPA) to help families and individuals become homeowners. We offer competitive, fixed rate mortgage loans combined with money to help cover down payment and closing costs.

Currently SC Housing does not offer a refinance program.

For many people considering a first home purchase, saving enough money for the down payment and other costs can be a challenge. We are here to help you meet this challenge with a variety of down payment assistance programs. For full details please read the SC Housing Homeownership Program Handout.

Contact us for more information on the SC Housing options that work for you.

SC Loans Offer

The included content is intended for informational purposes only and should not be relied upon as professional advice.  Additional terms and conditions apply. Not all applicants will qualify. Consult with a finance professional for tax advice or a mortgage professional to address your mortgage questions or concerns. THIS PRODUCT OR SERVICE HAS NOT BEEN APPROVED NOR ENDORSED BY ANY GOVERNMENTAL AGENCY, AND THIS OFFER IS NOT BEING MADE BY AN AGENCY OF THE GOVERNMENT. 

Get Started on Your Journey Home
Knowledge Base

The Building and Financing Process

There are several important steps you should take to ensure a successful building and financing process.

One-Time Close Construction Loans

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What Is A Mortgage Recast?

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How Do Down Payment & Closing Cost Assistance Programs Work?

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FHFA 2021 Announcement

FHFA Announces Conforming Loan Limits for 2022

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Home Inspections

Home inspections give you the opportunity to have the home thoroughly examined by a professional before you spend any money to purchase it. Paying for …

10 Homebuying Terms Everyone Should Know

Here is a list of frequently used homebuying terms and their definitions. What is an adjustable-rate mortgage (ARM)? An adjustable-rate mortgage is a type of …

What Is Commonly Negotiated When Buying A Home?

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7 Ways to Stand Out as a Potential Homebuyer

7 Ways to Stand Out as a Potential Homebuyer

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5 Tips for Making an Offer on a Home

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Get Your Cash Back

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The Lowdown on Down Payments & Mortgage Insurance

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Many first time home buyers believe they must put 20 percent down on a home. But that is far from the truth! In 2019, NAR …

9 Tips for Purchasing Your First Home

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Beginning the home buying process can be a very exciting, yet nerve-wracking experience for anyone starting off. These tips will help answer some questions to …

Home Improvement Projects with the Best ROI

Whether you’ve purchased a fixer-upper or are thinking about selling your home in the near future, it’s important to determine which renovations or upgrades can add value to your property.

Homebuyer Options

Homebuyer Options

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Moving Checklist

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GMM Connect Background

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In an effort to improve the mortgage lending experience, Fannie Mae and Freddie Mae required significant changes to the Uniform Residential Loan Application (URLA) used …

Refinancing 101

Refinancing 101

Rates have hit an all-time low and have left homeowners scrambling to refinance their mortgages. You have most likely heard in casual conversations with friends …

Your Journey Home

Knowing the path will travel together helps the journey go more smoothly. We have outlined some important highlights so you know what to expect along …

Homebuyer Tips

Our goal is to make your home buying experience as smooth as possible. We have highlighted some best practices to help keep your finances in …

Getting Started

Whether you are buying your first home, right-sizing now that the kids are gone, navigating the jumbo luxury market, renovating your home, or working with …

Choosing The Right Down Payment

A down payment is the amount you pay toward the home yourself. You put a percentage of the home’s value down and borrow the rest …

Built Just For You

NEW CONSTRUCTION, CUSTOM HOME & RENOVATION HOME LOANS Our extensive knowledge of the new construction and renovation loan market allows us to offer a wide …

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