Loan Options

South Carolina Housing Homebuyer Program

A Mortgage You Can Live With

SC Housing’s Homebuyer Program can put you in a loan you can live with – one that’s affordable and consistent over the long term.

SC Housing offers competitive mortgage loans and down payment assistance (DPA) to help families and individuals become homeowners. We offer competitive, fixed rate mortgage loans combined with money to help cover down payment and closing costs.

Currently SC Housing does not offer a refinance program.

For many people considering a first home purchase, saving enough money for the down payment and other costs can be a challenge. We are here to help you meet this challenge with a variety of down payment assistance programs. For full details please read the SC Housing Homeownership Program Handout.

SC Loans Offer

The included content is intended for informational purposes only and should not be relied upon as professional advice. Additional terms and conditions apply. Not all applicants will qualify. Consult with a finance professional for tax advice or a mortgage professional to address your mortgage questions or concerns. THIS PRODUCT OR SERVICE HAS NOT BEEN APPROVED NOR ENDORSED BY ANY GOVERNMENTAL AGENCY, AND THIS OFFER IS NOT BEING MADE BY AN AGENCY OF THE GOVERNMENT.