Lock and shop + safe rate protection
Security & Peace Of Mind
Looking for your dream home is an exciting time. Fluctuating interest rates can cause uncertainty while you are searching for your new home. With GMM’s Lock & Shop + Safe Rate Protection you can be sure your interest rate is locked AND if interest rates decrease, you can negotiate a lower rate.
Lock & Shop
- Peace of Mind By locking in a rate before you search for a home, you can be assured your rate won’t change.
- Homebuyers Advantage Gain the advantage in a competitive market by knowing exactly what you can afford when submitting an offer to purchase.
- Potentially Save Money Even a small interest rate increase could cause a possible budget problem, now you can be confident about what your payment will be up front.
- Shop with ConfidenceBy knowing your exact budget, you can make an offer on your dream home without worrying about fluctuating interest rates.
Safe Rate Protection
- Feel Confident After you’ve locked your interest rate, have the security of knowing that if interest rates fall, you can potentially negotiate to a lower rate during the lock period.
- Protection Since your interest rate is locked-in your rate will not increase.
- Skip the Fee GMM does not charge additional fees for a one-time interest rate renegotiation as most lenders do.
- Less Stress Interest rates can be unpredictable, Safe Rate Protection takes that stress off the table.
Contact us to get a complimentary mortgage consultation and get started on your path to home ownership today!
1. Valid property address must be established within 30 days of lock date. This is not a pre-qualification. 2. Once valid property has been established, applicants may negotiate a lower interest rate one time at least 10 days prior to settlement if rates improve by at least .25%. Additional terms, limitations and conditions may apply.