Loan Options

GMM Exclusive Advantage

GMM Exclusive Advantage

If you have big dreams that need a mortgage to match and want competitive rates, GMM’s new loan products may be just the answer.

GMM Advantage, No Mortgage Insurance

Through our partnership with United Bank, GMM is able to offer up to 85% loan-to-value financing with no mortgage insurance at extremely competitive rates.

  • Primary Residence 30 Year Fix with Competitive Rates
  • Purchase Up to $1,500,000
  • No Mortgage Insurance
  • Minimum 15% Down Payment

GMM Jumbo Advantage

With our GMM Jumbo Advantage, we now provide a 30 year fixed rate on home loans up to $2 million for primary home purchases and refinances.

  • Primary Residence 30 Year Fix with Competitive Rates
  • 80% Max Loan-to-Value Primary Residence Purchases & Refinance
  • Refinance Your Rate/Term
  • Cash-Out Refinance Available – 75% Max Loan-to-Value

GMM Second Home

Tired of spending your holidays in hotels and vacation rentals? With our GMM Second Home Program, you can purchase a home up to $2 million or Refinance and Cash-Out up to $1.5 million.

  • A Long-Term Investment with a 30 Fixed Rate
  • Low Mortgage Rates Makes a Second Home More Affordable
  • Leverage Your Homes Equity with a Cash-Out Refinance
  • May provide Interest and Property Tax Deductions1

Credit score, debt-to-income and other limitations apply. Two appraisals are required for loan amounts larger than $1.5 million. 1. GMM is not a tax service and cannot provide tax advice. Please consult a tax professional to determine applicable tax deductions.

Get Started on Your Journey Home

Knowledge Base

10 Homebuying Terms Everyone Should Know

Buying a home is exciting, but it’s easy to get overwhelmed if you’re not familiar with the homebuying vocabulary. One of the best things you …

What Is Commonly Negotiated When Buying A Home?

With homebuying, everything is negotiable, from repairs and closing costs to furniture and appliances. Offers and counteroffers can negotiate on a mix of these factors. …

7 Ways to Stand Out as a Potential Homebuyer

7 Ways to Stand Out as a Potential Homebuyer

With rates near all-time lows, the housing market is buzzing with potential buyers! Low rates mean more affordable payments or more home for your money, …

Virginia Housing Update

Virginia Housing (formerly referred to as VHDA) offers affordable loan programs for Virginians. With the update of Income and Sales Prices in addition to an …

5 Tips for Making an Offer on a Home

In today’s market, it’s important to make a competitive offer once you’ve found the right home. You’ll want to stand out from other interested buyers and …

Get Your Cash Back

Paying cash for a home has benefits. Take advantage of being a cash buyer to give the seller confidence the transaction will close quickly and …

The Lowdown on Down Payments & Mortgage Insurance

The Lowdown on Down Payments & Mortgage Insurance

The 20% Down Payment Myth Many first time home buyers believe they must put 20 percent down on a home. But that is far from …

9 Tips for Purchasing Your First Home

9 Tips for Purchasing Your First Home

Beginning the home buying process can be a very exciting, yet nerve-wracking experience for anyone starting off. These tips will help answer some questions to …

Home Improvement Projects with the Best ROI

Whether you’ve purchased a fixer-upper or are thinking about selling your home in the near future, it’s important to determine which renovations or upgrades can add value to your property.

dave-stevens-market-update

A Robust Housing Market For Years To Come

Two questions continue to be asked of me. The first is, should I worry about rising prices and wait for the market to slow? The …

Homebuyer Options

Homebuyer Options

Low Down Payment Programs & Grants George Mason Mortgage has the program options to fit your story and our experienced mortgage professionals will help find …

Moving Checklist

Moving Checklist

Take the stress out of moving with this checklist. Here is a list of essential tasks as well as the ideal times to conduct them. …

GMM Connect Background

ICE Mortgage Technology Case Study

In an effort to improve the mortgage lending experience, Fannie Mae and Freddie Mae required significant changes to the Uniform Residential Loan Application (URLA) used …

Refinancing 101

Refinancing 101

Rates have hit an all-time low and have left homeowners scrambling to refinance their mortgages. You have most likely heard in casual conversations with friends …

Your Journey Home

Knowing the path will travel together helps the journey go more smoothly. We have outlined some important highlights so you know what to expect along …

Homebuyer Tips

Our goal is to make your home buying experience as smooth as possible. We have highlighted some best practices to help keep your finances in …

Getting Started

Whether you are buying your first home, right-sizing now that the kids are gone, navigating the jumbo luxury market, renovating your home, or working with …

Choosing The Right Down Payment

A down payment is the amount you pay toward the home yourself. You put a percentage of the home’s value down and borrow the rest …

Built Just For You

NEW CONSTRUCTION, CUSTOM HOME & RENOVATION HOME LOANS Our extensive knowledge of the new construction and renovation loan market allows us to offer a wide …

Finding The Right Mortgage

There are many different types of home loans available. The one that’s best for you will depend on your personal financial situation and homeownership goals. …

Know Your Credit Score

When applying for a mortgage loan, your credit score will be one of the key factors in whether you’re approved and it will help determine …

Refinance & Renovate

Refinance & Renovate

If you are having a difficult time finding a new home with limited inventory in today’s market, have you considered renovating your current home? We …

Tips for Saving for a Down Payment

6 Tips for Saving For Your Down Payment

Before you can make the transition from renting your home to owning your home, you will need to have a down payment, typically 3 to …

Credit Tip for Homebuyers

Credit Tips for First Time Homebuyers

When applying for a mortgage loan, your credit will be one of the key factors in whether you’re approved, and it will help determine your …

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