Loan Options

GMM Exclusive Advantage

GMM Exclusive Advantage

If you have big dreams that need a mortgage to match and want competitive rates, GMM’s new loan products may be just the answer.

GMM Advantage, No Mortgage Insurance

Through our partnership with United Bank, GMM is able to offer up to 85% loan-to-value financing with no mortgage insurance at extremely competitive rates.

  • Primary Residence 30 Year Fix with Competitive Rates
  • Purchase Up to $1,500,000
  • No Mortgage Insurance
  • Minimum 15% Down Payment

GMM Jumbo Advantage

With our GMM Jumbo Advantage, we now provide a 30 year fixed rate on home loans up to $2 million for primary home purchases and refinances.

  • Primary Residence 30 Year Fix with Competitive Rates
  • 80% Max Loan-to-Value Primary Residence Purchases & Refinance
  • Refinance Your Rate/Term
  • Cash-Out Refinance Available – 75% Max Loan-to-Value

GMM Second Home

Tired of spending your holidays in hotels and vacation rentals? With our GMM Second Home Program, you can purchase a home up to $2 million or Refinance and Cash-Out up to $1.5 million.

  • A Long-Term Investment with a 30 Fixed Rate
  • Low Mortgage Rates Makes a Second Home More Affordable
  • Leverage Your Homes Equity with a Cash-Out Refinance
  • May provide Interest and Property Tax Deductions1

Credit score, debt-to-income and other limitations apply. Two appraisals are required for loan amounts larger than $1.5 million. 1. GMM is not a tax service and cannot provide tax advice. Please consult a tax professional to determine applicable tax deductions.

Get Started on Your Journey Home

Knowledge Base

Refinancing 101

Refinancing 101

Rates have hit an all-time low and have left homeowners scrambling to refinance their mortgages. You have most likely heard in casual conversations with friends …

Your Journey Home

Knowing the path will travel together helps the journey go more smoothly. We have outlined some important highlights so you know what to expect along …

Homebuyer Tips

Our goal is to make your home buying experience as smooth as possible. We have highlighted some best practices to help keep your finances in …

Getting Started

Whether you are buying your first home, right-sizing now that the kids are gone, navigating the jumbo luxury market, renovating your home, or working with …

Choosing The Right Down Payment

A down payment is the amount you pay toward the home yourself. You put a percentage of the home’s value down and borrow the rest …

Built Just For You

NEW CONSTRUCTION, CUSTOM HOME & RENOVATION HOME LOANS Our extensive knowledge of the new construction and renovation loan market allows us to offer a wide …

Finding The Right Mortgage

There are many different types of home loans available. The one that’s best for you will depend on your personal financial situation and homeownership goals. …

Know Your Credit Score

When applying for a mortgage loan, your credit score will be one of the key factors in whether you’re approved and it will help determine …

Get Your Cash Back

Paying cash for a home has benefits. Take advantage of being a cash buyer to give the seller confidence the transaction will close quickly and …

Refinance & Renovate

Refinance & Renovate

If you are having a difficult time finding a new home with limited inventory in today’s market, have you considered renovating your current home? We …

Tips for Saving for a Down Payment

6 Tips for Saving For Your Down Payment

Before you can make the transition from renting your home to owning your home, you will need to have a down payment, typically 3 to …

Credit Tip for Homebuyers

Credit Tips for First Time Homebuyers

When applying for a mortgage loan, your credit will be one of the key factors in whether you’re approved, and it will help determine your …

Have Your Heard - FHA Refi

Have You Heard? Refinance and Remove FHA Mortgage Insurance

Refinancing your FHA loan to a conventional mortgage may clear room in your monthly budget, especially with interest rates hovering at historic lows. Removing FHA …

Homebuyer Tips

Homebuyer Tips

Our goal is to make your home buying experience as seamless as possible. We have highlighted some key guidelines to help keep your finances in …

Local Mortgage Lender

Appraisal Methods

When you’re buying a home using a mortgage, refinancing your existing mortgage or selling your home to anyone other than an all-cash buyer, the home …

To Do After Closing

To Do After Closing

After you finish signing at the closing of your new home, you’re handed the keys and the house is officially yours! But, there are some …

Regional Mortgage Lender

Why Use a Local/Regional Mortgage Lender?

Buying a home will likely be the biggest purchase you will ever make in your life. Finally moving into your new home will be a …

Homeowners Insurance

Homeowners Insurance

Homeowners insurance or home insurance is typically required for anyone who takes out a mortgage to buy a home. Prior to closing on a mortgage, …

Tax Deduction Documents

Tax Deduction Documents For A Home Mortgage

When you buy a home, there may be tax deduction benefits. These include possible mortgage interest and points you paid to receive a lower interest …

5 Important Homebuyer Questions - Header Images

5 Important Questions When Choosing Your First Home

Buying your own home can be exciting and frightening at the same time. George Mason Mortgage suggests considering the following questions when choosing your first …

dave-stevens-market-update

2021 – The Year For The Home Buyer And Seller

By: David H Stevens, CMB In my almost forty years in the real estate and mortgage finance business, there have been a variety of cycles …

David H. Stevens Named New Advisor to the George Mason Mortgage Board of Directors

David H. Stevens Named New Advisor to the George Mason Mortgage Board of Directors

David H. Stevens, CMB, (Dave) is a 36 year veteran of the Mortgage Banking industry. Dave served as the President and CEO of the Mortgage …

dave-stevens-market-update

What to Expect From a Biden Regime

David H Stevens, CMB is the CEO of Mountain Lake Consulting, Inc and an advisor to George Mason Mortgage. David was the CEO of the …

dave-stevens-market-update

The Federal Reserve, the Housing Market, and Mortgage Rates

The housing economy is one of the remarkable stories we will remember about the COVID experience in the USA. In March when the nation shut …

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