Loan Options

GMM Advantage

GMM Advantage

If you have big dreams that need a mortgage to match and want competitive rates, GMM’s new loan products may be just the answer.

GMM Advantage, No Mortgage Insurance

Through our partnership with United Bank, GMM is able to offer up to 85% loan-to-value financing with no mortgage insurance at extremely competitive rates.

  • Primary Residence 30 Year Fix with Competitive Rates
  • Purchase Up to $2,000,000
  • No Mortgage Insurance
  • Minimum 15% Down Payment

GMM Jumbo Advantage

With our GMM Jumbo Advantage, we now provide a 30 year fixed rate on home loans up to $2.5 million for primary home purchases and refinances.

  • Primary Residence 30 Year Fix with Competitive Rates
  • 80% Max Loan-to-Value Primary Residence Purchases & Refinance
  • Refinance Your Rate/Term
  • Cash-Out Refinance Available – 75% Max Loan-to-Value

GMM Second Home

Tired of spending your holidays in hotels and vacation rentals? With our GMM Second Home Program, you can purchase a home up to $2 million or Refinance and Cash-Out up to $1.5 million.

  • A Long-Term Investment with a 30 Fixed Rate
  • Low Mortgage Rates Makes a Second Home More Affordable
  • Leverage Your Homes Equity with a Cash-Out Refinance
  • May provide Interest and Property Tax Deductions1

Credit score, debt-to-income and other limitations apply. Two appraisals are required for loan amounts larger than $2.0 million. 1. GMM is not a tax service and cannot provide tax advice. Please consult a tax professional to determine applicable tax deductions.

Get Started on Your Journey Home

Knowledge Base

Building and Financing Process

The Building and Financing Process

There are several important steps you should take to ensure a successful building and financing process.

One-Time Close Construction Loans

One-Time Close Construction Loans

One-Time Close Construction Loan Program   GMM’s One Time Close is available for New  Construction and Renovation projects. This program offers you the benefit of …

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What Is A Mortgage Recast?

You have probably heard of refinancing your mortgage as a way to potentially lower your monthly mortgage payments. There is also another possible option called …

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How Do Down Payment & Closing Cost Assistance Programs Work?

Who Can Receive Down Payment Assistance? While many down payment assistance programs are often paired with loan options for first-time homebuyers, this is not always …

FHFA 2021 Announcement

FHFA Announces Conforming Loan Limits for 2023

Baseline Conforming Limit Will Increase to $726,200 FHFA Announces Conforming Loan Limits for 2023 | Federal Housing Finance Agency Washington, D.C. – The Federal Housing Finance …

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Home Inspections

Home inspections give you the opportunity to have the home thoroughly examined by a professional before you spend any money to purchase it. Paying for …

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10 Homebuying Terms Everyone Should Know

Here is a list of frequently used homebuying terms and their definitions. What is an adjustable-rate mortgage (ARM)? An adjustable-rate mortgage is a type of …

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What Is Commonly Negotiated When Buying A Home?

With homebuying, everything is negotiable, from repairs and closing costs to furniture and appliances. Offers and counteroffers can negotiate on a mix of these factors. …

7 Ways to Stand Out as a Potential Homebuyer

7 Ways to Stand Out as a Potential Homebuyer

With rates near all-time lows, the housing market is buzzing with potential buyers! Low rates mean more affordable payments or more home for your money, …

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Virginia Housing Update

Virginia Housing (formerly referred to as VHDA) offers affordable loan programs for Virginians. With the update of Income and Sales Prices in addition to an …

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5 Tips for Making an Offer on a Home

1. Check your emotions Buying a home can be both exciting and stressful. And, after a long home search, it’s easy to overlook some red …

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Get Your Cash Back

Paying cash for a home has benefits. Take advantage of being a cash buyer to give the seller confidence the transaction will close quickly and …

The Lowdown on Down Payments & Mortgage Insurance

The Lowdown on Down Payments & Mortgage Insurance

Many first time home buyers believe they must put 20 percent down on a home. But that is far from the truth! In 2019, NAR …

9 Tips for Purchasing Your First Home

9 Tips for Purchasing Your First Home

Beginning the home buying process can be a very exciting, yet nerve-wracking experience for anyone starting off. These tips will help answer some questions to …

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Home Improvement Projects with the Best ROI

Whether you’ve purchased a fixer-upper or are thinking about selling your home in the near future, it’s important to determine which renovations or upgrades can add value to your property.

Homebuyer Options

Homebuyer Options

Low Down Payment Programs & Grants George Mason Mortgage has the program options to fit your story and our experienced mortgage professionals will help find …

Moving Checklist

Moving Checklist

6-8 Weeks Before Moving Budget for moving expenses and obtain estimates from moving companies Call insurance companies to identify record changes Cancel or transfer gym, …

GMM Connect Background

ICE Mortgage Technology Case Study

In an effort to improve the mortgage lending experience, Fannie Mae and Freddie Mae required significant changes to the Uniform Residential Loan Application (URLA) used …

Refinancing 101

Refinancing 101

Rates have hit an all-time low and have left homeowners scrambling to refinance their mortgages. You have most likely heard in casual conversations with friends …

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Your Journey Home

Knowing the path will travel together helps the journey go more smoothly. We have outlined some important highlights so you know what to expect along …

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Homebuyer Tips

Our goal is to make your home buying experience as smooth as possible. We have highlighted some best practices to help keep your finances in …

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Getting Started

Whether you are buying your first home, right-sizing now that the kids are gone, navigating the jumbo luxury market, renovating your home, or working with …

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Choosing The Right Down Payment

A down payment is the amount you pay toward the home yourself. You put a percentage of the home’s value down and borrow the rest …

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Built Just For You

NEW CONSTRUCTION, CUSTOM HOME & RENOVATION HOME LOANS Our extensive knowledge of the new construction and renovation loan market allows us to offer a wide …

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