Loan Options
Doctors Mortgage Program
Our Doctor's Mortgage Program Can Help You Get Into Your New Home
George Mason Mortgage understands that as a medical professional*, you may be in a unique financial situation with limited resources for a down payment on a mortgage. It’s time you took advantage of our Doctor’s Mortgage Program1.
How Does a Doctor’s Mortgage Program Work?
- This program is for licensed Medical Doctors who have completed their education / residency / internship / fellowship – a list of qualified doctors is included below*
- 100 Maximum Loan-to-Value (LTV) to $1,000,000 2; Condo Options Available3
- Available for purchases or refinances (cash-out refinances are not eligible)
- Property must be your primary residence
- Adjustable Rate Mortgages (ARMs) or Fixed Rate Options Available
- No down payment options available
- No private mortgage insurance requirement
- This product was specifically designed with doctor's in mind and their unique mortgage needs upon completion of medical school - residency, internship and fellowship
* Qualified doctors include PharmD, MD, DO, DMD/DDS, psychiatrists licensed as MDs and veterinarians (DVM or VDM). This program is also available to applicants still in residency, internship or fellowship (with certain restrictions)
1. Loan program is available in the following lending territory: VA, MD, DC, DE, NC, SC, GA, WV, KY**, OH**, and PA**. **Property must be located within 90 miles of a United Bank branch
2. 100/100 Max LTV/CLTV to $1.0 million; 89.99/89.99 max LTV/CLTV to $1.25 million
3. Condo: 89.99/89.99 max LTV/CLTV to $1.0 million; 85/85 max LTV/CLTV to $1.25 million
Get Started on Your Journey Home
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