Loan Options
Doctors Mortgage Program
Our Doctor's Mortgage Program Can Help You Get Into Your New Home
How Does a Doctor’s Mortgage Program Work?
- This program is for licensed Medical Doctors who have completed their education / residency / internship / fellowship – a list of qualified doctors is included below*
- 100/100 max LTV/CLTV to $750,000 2; Condo Options Available3
- Available for purchases or refinances (cash-out refinances are not eligible)
- Property must be your primary residence
- 5/1, 7/1 and 10/1 Adjustable Rate Mortgages (ARMs) & 15 Year Fixed Options
- Low down payment
- No private mortgage insurance requirement
- This product was specifically designed with doctor's in mind and their unique mortgage needs upon completion of medical school - residency, internship and fellowship
* Qualified doctors include PharmD, MD, DO, DMD/DDS, psychiatrists licensed as MDs and veterinarians (DVM or VDM). This program is also available to applicants still in residency, internship or fellowship (with certain restrictions)
1. Loan program is available in the following lending territory: VA, MD, DC, GA, KY**, NC, OH**, SC, WV, and PA**.
**Property must be located within 90 miles of a United Bank branch.
2. 95/95 Max LTV/CLTV to $800k; 89.99/89.99 max LTV/CLTV to $1.0 million
3. Condo: 89.99/89.99 max LTV/CLTV to $800k; 85/85 max LTV/CLTV to $1.0 million
Get Started on Your Journey Home
Knowledge Base
Your Journey Home
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Homebuyer Tips
Our goal is to make your home buying experience as smooth as possible. We have highlighted some best practices to help keep your finances in …
Getting Started
Whether you are buying your first home, right-sizing now that the kids are gone, navigating the jumbo luxury market, renovating your home, or working with …
Choosing The Right Down Payment
A down payment is the amount you pay toward the home yourself. You put a percentage of the home’s value down and borrow the rest …
Built Just For You
NEW CONSTRUCTION, CUSTOM HOME & RENOVATION HOME LOANS Our extensive knowledge of the new construction and renovation loan market allows us to offer a wide …
Finding The Right Mortgage
There are many different types of home loans available. The one that’s best for you will depend on your personal financial situation and homeownership goals. …
Know Your Credit Score
When applying for a mortgage loan, your credit score will be one of the key factors in whether you’re approved and it will help determine …
Get Your Cash Back
Paying cash for a home has benefits. Take advantage of being a cash buyer to give the seller confidence the transaction will close quickly and …
Refinance & Renovate
If you are having a difficult time finding a new home with limited inventory in today’s market, have you considered renovating your current home? We …
6 Tips for Saving For Your Down Payment
Before you can make the transition from renting your home to owning your home, you will need to have a down payment, typically 3 to …
Credit Tips for First Time Homebuyers
When applying for a mortgage loan, your credit will be one of the key factors in whether you’re approved, and it will help determine your …
Have You Heard? Refinance and Remove FHA Mortgage Insurance
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Homebuyer Tips
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Appraisal Methods
When you’re buying a home using a mortgage, refinancing your existing mortgage or selling your home to anyone other than an all-cash buyer, the home …
To Do After Closing
After you finish signing at the closing of your new home, you’re handed the keys and the house is officially yours! But, there are some …
Why Use a Local/Regional Mortgage Lender?
Buying a home will likely be the biggest purchase you will ever make in your life. Finally moving into your new home will be a …
Homeowners Insurance
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Tax Deduction Documents For A Home Mortgage
When you buy a home, there may be tax deduction benefits. These include possible mortgage interest and points you paid to receive a lower interest …
5 Important Questions When Choosing Your First Home
Buying your own home can be exciting and frightening at the same time. George Mason Mortgage suggests considering the following questions when choosing your first …
2021 – The Year For The Home Buyer And Seller
By: David H Stevens, CMB In my almost forty years in the real estate and mortgage finance business, there have been a variety of cycles …
David H. Stevens Named New Advisor to the George Mason Mortgage Board of Directors
David H. Stevens, CMB, (Dave) is a 36 year veteran of the Mortgage Banking industry. Dave served as the President and CEO of the Mortgage …
What to Expect From a Biden Regime
David H Stevens, CMB is the CEO of Mountain Lake Consulting, Inc and an advisor to George Mason Mortgage. David was the CEO of the …
The Federal Reserve, the Housing Market, and Mortgage Rates
The housing economy is one of the remarkable stories we will remember about the COVID experience in the USA. In March when the nation shut …
FHFA Announces Conforming Loan Limits for 2021
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