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PROGRAMS

With the convenience of in-house processing, underwriting and closing, we are pleased to offer a variety of loan products to fit our borrower’s needs. Some of these include:

This is another step towards our commitment to being the leading mortgage lender in the region and will create additional opportunities to improve our capital markets endeavors.

red_arrow_-_trans Conventional
  • Fixed Rate
  • Adjustable Rate
  • Jumbo Loans
  • 5/5 Adjustable Rate (ARM)
  • Doctor’s Mortgage Program
  • And more!
 
red_arrow_-_trans First-Time Homebuyer
  • Virginia Housing Development Authority (VHDA)
  • Maryland CDA – Gold Level Lender
  • City and County Grant Programs
  • DC Open Doors
  • Up to 100% Financing
  • Federal Home Loan Bank of Atlanta (FHLB)
 
red_arrow_-_trans Government Loans
  • Veteran Administration (VA)
  • Federal Housing Administration (FHA)
  • U.S. Dept. of Agriculture (USDA)
  red_arrow_-_trans Second Trust
  • Fixed Second Trust up to CLTV of 90% sales price or value
red_arrow_-_trans Portfolio/New Construction
  • GMM is a direct top Portfolio Construction Lender in the Metro DC and Richmond markets
  • In-house Construction Lending Department with dedicated Underwriter, Closer, Draw Administrators, & Business Development Support
  • Builder contracts and draws processed by the Construction Department with quick turn times
  • Loan Officers compensated for both the Construction and Permanent Loan closings when using the 2X Close Product
  • Available lending areas include Baltimore, Metro DC-MD-VA, Richmond, and Virginia Beach markets
  • Loan Options include the following:
    • Lot Loans
    • Bridge Loans
    • New Construction and Teardowns
    • Renovation Loans
  red_arrow_-_trans Renovation Lending
  • GMM has been ranked in the Top 5 Lenders for 203k in Richmond, DC and Baltimore
  • 203k draws processed in-house
  • Dedicated referral team: Renovation specialists with a combined 40 years of experience including a dedicated underwriter, processor and closer
  • Loan Officers participate in a lucrative referral program
  • Loan Options include the following:
    • 203k Streamline
    • Full 203k with a HUD Consultant
    • Conventional Renovation/Homestyle for: Owner occupants, second homes and investors
    • High Balance Loans
  • Available in the following states:
    VA, MD, DC, WV, PA, DE, NC, SC, GA, FL

 

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4100 Monument Corner Dr., Suite 100
Fairfax, VA 22030

Toll Free: 800-867-6859

Email Us: info@gmmllc.com

Our Mortgage Loan Originators are registered and comply with the National Mortgage Licensing System (NMLS) and Registry. NMLS Consumer Accesssm, nmlsconsumeraccess.org, is a free service for consumers to confirm that the financial-services company or professional with whom they wish to conduct business is authorized to conduct business in their state. George Mason Mortgage's NMLS ID is 153400.

This is not a commitment to lend. All loan applications are subject to credit and property approval. Annual Percentage Rate (APR), and program, rates, fees, closing costs, terms and conditions are subject to change without notice and may vary depending upon credit history and transaction specifics. Other closing costs may be necessary. Flood and/or property hazard insurance may be required. To be eligible, buyer must meet minimum down payment, underwriting and program guidelines.


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