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John Francomacaro

VA Loans


Are you a military veteran looking for affordable home financing?
A VA Home Loan may be the perfect solution. Over 27 million veterans and service personnel are eligible. Guaranteed by the US Government, this program offers a number of notable benefits.
This program features:
  • Low Fixed-Rate & Adjustable-Rate Loans
  • No mortgage insurance
  • Loan Amount up to $1,500,000
  • 100% Financing up to $726,525 (county restrictions apply)*
  • No Down Payment Required (in most cases)
  • Assumable
  • Right to Prepay Loan Without Penalty
  • Certificate of Eligibility Required

VA Funding Fee will vary between 0% - 3.3%, depending on:
  • VA Loan Type (purchase or refinance)
  • Whether this is your first time to use your entitlement
  • If you are a disabled veteran
  • Down payment/equity
  • If you served active duty or National Reserves/Guard

*Maximum loan limits vary from county to county. Call to learn more.


John Francomacaro

VP, Senior Loan Officer
NMLS#: 186928
Branch Address:
4100 Monument Corner Drive, Suite 100
Fairfax, VA 22030
Phone: (703) 259-0832 | Cell: (202) 365-2000 | Fax: (703) 653-3733
Email: jfranco@gmmllc.com
For over 30 years, I have been helping people realize their dream of home ownership--owning a piece of this great land with a mortgage. My team does 1st time homebuyer programs (FHA, VHDA and more), as well as Jumbo Loans with limits of $2Million+ and no MI. We excel at VA loans for the significant veteran population across the DC Metro area.

If you are looking to complete a custom design/build project, my team offers the best ‘one-time close’ Construction loan available in today’s market.

A graduate of The University of Maryland at College Park, I’ve lived in the Northern Virginia and DC Metro area for 40+ years. I possess a keen understanding of how this area has changed, the effects of market fluctuations on the mortgage rates and have grown a substantial network in the financial services world. Working with real estate professionals across the DC area, I have participated in thousands of transactions with satisfied, repeat customers. If it is a residential real estate transaction, George Mason Mortgage has all the loan programs required. I can offer different options to make the best fit. The goal is to find the right program for you.

I am currently a Vice President & Senior Loan Officer with George Mason Mortgage – an industry-leading mortgage lender. My experienced staff is great and we look forward to working with you.

Click Continue to start your loan application. By providing the information contained in the application, you understand that George Mason Mortgage will be required to send federal mortgage related disclosures to you.  Based on the information you have provided, you understand that those disclosures will contain estimates of costs related to closing a loan, as well as current market interest rates. This is not a commitment from George Mason Mortgage to lend money.

As part of the application process, George Mason Mortgage will check your credit by ordering a credit report. By continuing with this application, you electronically agree to allow George Mason Mortgage to order your credit report and view your credit history.

If you do not wish to start a loan application and are just interested in rates or information on loan programs, click Cancel below and contact me directly.
 

Click Continue to login and access your loan information.

If you have not started the loan application process yet and would like to apply online click Cancel below and click the Apply Now button.

Contact me directly if you have any questions.

 

Are you interested in our rates or have questions about our loan programs? Click Continue to start your home loans inquiry. After you submit your information, I will contact you.
 
By submitting information to inquire about the mortgage loan process, you understand this inquiry will not be considered a formal mortgage loan application.
 
If you would like to proceed with your inquiry select Continue and I will contact you shortly to answer your questions. If you wish to submit a formal loan application, please click Cancel below and click the Apply Now button.
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