Underwriting ALL0-9ABCDEFGHIJKLMNOPQRSTUVWXYZ The process of evaluating a loan application to determine the risk involved for the lender. Underwriting involves an analysis of the borrower’s creditworthiness and the quality of the property itself. Related Articles: Your Journey HomeHomebuyer OptionsGlossary: FICO ScoreNew Construction & RenovationFair Lending Campaign Landing Page_FTHB Booklet Form-WH/JH