Annual Percentage Rate (APR) ALL0-9ABCDEFGHIJKLMNOPQRSTUVWXYZ The cost of credit, expressed as a yearly rate including interest, mortgage insurance, and loan origination fees. This allows the buyer to compare loans, however APR should not be confused with the actual note rate. Related Articles: Disclosures & LicensesGlossary: Truth-In-LendingFair Lending Campaign_Thank You For Your Submission_BookletFair Lending Campaign Landing Page_FTHB Booklet FormFair Lending Campaign_Thank You For Your Submission_Speak to Loan Officer