Annual Percentage Rate (APR) ALL0-9ABCDEFGHIJKLMNOPQRSTUVWXYZ The cost of credit, expressed as a yearly rate including interest, mortgage insurance, and loan origination fees. This allows the buyer to compare loans, however APR should not be confused with the actual note rate. Related Articles: Disclosures & LicensesGlossary: Truth-In-LendingFair Lending Campaign Landing Page_FTHB Booklet Form-WH/JHFair Lending Campaign Landing Page - 2022Ph2