Imagine All The Firsts
Imagine Your First Home
Imagine All The Memories
Buying Your First Home
Purchasing a home is one of the most rewarding and exciting experiences in life – that’s why they call it the American dream of home ownership! Having a knowledgeable professional will provide you with the support and confidence to guide you home. We are here for you.
At George Mason Mortgage, we understand every facet of purchasing a home and will find the right loan option that works best for your personal financial situation. Our lending specialists have the experience, technology and solutions to help you make the dream of homeownership become a reality.
GMM Grants
Down Payment & Closing Cost Assistance Programs
Do you dream of owning a home, but have limited funds for a down payment and closing costs? GMM is proud to invest in your dreams and is dedicated to helping our neighbors and communities thrive and reach their financial goals.
Imagine the Benefits
1. Security & Freedom
A home provides security for your family and freedom to make your home your own.
2. Build Equity
Home ownership is one of the few investments you can enjoy while building equity and increasing your net worth.1
3. Tax Benefits
Mortgage interest, certain closing costs, mortgage insurance and property taxes may be tax deductible.2
4. Inflation Protection
Principal and interest payments can be fixed making payments more affordable over time.
5. Build Your Credit
Consistent payments show you are a responsible borrower.
Taking the simple step of speaking to a George Mason Mortgage professional may be the smartest financial decision you make, as it can allow your family to make monthly home payments toward your own asset instead of increasing your landlord’s wealth.
2. GMM is not a tax service and cannot provide tax advice. Please consult a tax professional to determine applicable tax deductions.
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Introducing... GMM Connect
Knowledge Base
What Is A Mortgage Recast?
You have probably heard of refinancing your mortgage as a way to potentially lower your monthly mortgage payments. There is also another possible option called …
How Do Down Payment & Closing Cost Assistance Programs Work?
Who Can Receive Down Payment Assistance? While many down payment assistance programs are often paired with loan options for first-time homebuyers, this is not always …
Supply and Demand – An Important Understanding To What’s Driving 2022
Supply and Demand, a market concept that many of us studied in our first economics classes back in college. But never has this foundational economic …
FHFA Announces Conforming Loan Limits for 2022
Baseline Conforming Limit Will Increase to $647,200 FHFA Announces Conforming Loan Limits for 2022 | Federal Housing Finance Agency Washington, D.C. – The Federal Housing Finance …
Why Slowing Home Price Appreciation Is Good For Buyers And Sellers
Many forecasters are calling for slower home price appreciation (HPA) and that is a very good thing. As Core Logic reported recently, home prices rose …
Home Inspections
Home inspections give you the opportunity to have the home thoroughly examined by a professional before you spend any money to purchase it. Paying for …
10 Homebuying Terms Everyone Should Know
Here is a list of frequently used homebuying terms and their definitions. What is an adjustable-rate mortgage (ARM)? An adjustable-rate mortgage is a type of …
What Is Commonly Negotiated When Buying A Home?
With homebuying, everything is negotiable, from repairs and closing costs to furniture and appliances. Offers and counteroffers can negotiate on a mix of these factors. …
7 Ways to Stand Out as a Potential Homebuyer
With rates near all-time lows, the housing market is buzzing with potential buyers! Low rates mean more affordable payments or more home for your money, …
Virginia Housing Update
Virginia Housing (formerly referred to as VHDA) offers affordable loan programs for Virginians. With the update of Income and Sales Prices in addition to an …
5 Tips for Making an Offer on a Home
1. Check your emotions Buying a home can be both exciting and stressful. And, after a long home search, it’s easy to overlook some red …
Get Your Cash Back
Paying cash for a home has benefits. Take advantage of being a cash buyer to give the seller confidence the transaction will close quickly and …
The Lowdown on Down Payments & Mortgage Insurance
Many first time home buyers believe they must put 20 percent down on a home. But that is far from the truth! In 2019, NAR …
9 Tips for Purchasing Your First Home
Beginning the home buying process can be a very exciting, yet nerve-wracking experience for anyone starting off. These tips will help answer some questions to …
A Robust Housing Market For Years To Come
Two questions continue to be asked of me. The first is, should I worry about rising prices and wait for the market to slow? The …
Homebuyer Options
Low Down Payment Programs & Grants George Mason Mortgage has the program options to fit your story and our experienced mortgage professionals will help find …
Moving Checklist
6-8 Weeks Before Moving Budget for moving expenses and obtain estimates from moving companies Call insurance companies to identify record changes Cancel or transfer gym, …
Your Journey Home
Knowing the path will travel together helps the journey go more smoothly. We have outlined some important highlights so you know what to expect along …
Homebuyer Tips
Our goal is to make your home buying experience as smooth as possible. We have highlighted some best practices to help keep your finances in …
Getting Started
Whether you are buying your first home, right-sizing now that the kids are gone, navigating the jumbo luxury market, renovating your home, or working with …
Choosing The Right Down Payment
A down payment is the amount you pay toward the home yourself. You put a percentage of the home’s value down and borrow the rest …
Built Just For You
NEW CONSTRUCTION, CUSTOM HOME & RENOVATION HOME LOANS Our extensive knowledge of the new construction and renovation loan market allows us to offer a wide …
Finding The Right Mortgage
There are many different types of home loans available. The one that’s best for you will depend on your personal financial situation and homeownership goals. …
Know Your Credit Score
When applying for a mortgage loan, your credit score will be one of the key factors in whether you’re approved and it will help determine …