Imagine All The Firsts
Imagine Your First Home
Imagine All The Memories
Buying Your First Home
Purchasing a home is one of the most rewarding and exciting experiences in life – that’s why they call it the American dream of home ownership! Having a knowledgeable professional will provide you with the support and confidence to guide you home. We are here for you.
At George Mason Mortgage, we understand every facet of purchasing a home and will find the right loan option that works best for your personal financial situation. Our lending specialists have the experience, technology and solutions to help you make the dream of homeownership become a reality.
Imagine the Benefits
1. Security & Freedom
A home provides security for your family and freedom to make your home your own.
2. Forced Savings & Investment
Home ownership is one of the few investments you can enjoy while building equity and increasing your net worth.1
3. Tax Benefits
Mortgage interest, certain closing costs, mortgage insurance and property taxes may be tax deductible.2
4. Inflation Protection
Principal and interest payments can be fixed making payments more affordable over time.
5. Build Your Credit
Consistent payments show you are a responsible borrower.
Taking the simple step of speaking to a George Mason Mortgage professional may be the smartest financial decision you make, as it can allow your family to make monthly home payments toward your own asset instead of increasing your landlord’s wealth.
2. GMM is not a tax service and cannot provide tax advice. Please consult a tax professional to determine applicable tax deductions.
Download Your Complimentary Guide to Buying Your First Home
Download My First Time Homebuyer Guide
Your Free Guide to Buying Your First Home
Get Started on Your Journey Home
First Time Homebuyer Loan Options
Do You Have Less Than 20% for a Down Payment?
Low Down Payment Options
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Loan Options
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Closing Cost Assistance
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VA Loan
Learn MoreIntroducing... GMM Connect
Knowledge Base
Your Journey Home
Knowing the path will travel together helps the journey go more smoothly. We have outlined some important highlights so you know what to expect along …
Homebuyer Tips
Our goal is to make your home buying experience as smooth as possible. We have highlighted some best practices to help keep your finances in …
Getting Started
Whether you are buying your first home, right-sizing now that the kids are gone, navigating the jumbo luxury market, renovating your home, or working with …
Choosing The Right Down Payment
A down payment is the amount you pay toward the home yourself. You put a percentage of the home’s value down and borrow the rest …
Built Just For You
NEW CONSTRUCTION, CUSTOM HOME & RENOVATION HOME LOANS Our extensive knowledge of the new construction and renovation loan market allows us to offer a wide …
Finding The Right Mortgage
There are many different types of home loans available. The one that’s best for you will depend on your personal financial situation and homeownership goals. …
Know Your Credit Score
When applying for a mortgage loan, your credit score will be one of the key factors in whether you’re approved and it will help determine …
Get Your Cash Back
Paying cash for a home has benefits. Take advantage of being a cash buyer to give the seller confidence the transaction will close quickly and …
Refinance & Renovate
If you are having a difficult time finding a new home with limited inventory in today’s market, have you considered renovating your current home? We …
6 Tips for Saving For Your Down Payment
Before you can make the transition from renting your home to owning your home, you will need to have a down payment, typically 3 to …
Credit Tips for First Time Homebuyers
When applying for a mortgage loan, your credit will be one of the key factors in whether you’re approved, and it will help determine your …
Homebuyer Tips
Our goal is to make your home buying experience as seamless as possible. We have highlighted some key guidelines to help keep your finances in …
Appraisal Methods
When you’re buying a home using a mortgage, refinancing your existing mortgage or selling your home to anyone other than an all-cash buyer, the home …
To Do After Closing
After you finish signing at the closing of your new home, you’re handed the keys and the house is officially yours! But, there are some …
Why Use a Local/Regional Mortgage Lender?
Buying a home will likely be the biggest purchase you will ever make in your life. Finally moving into your new home will be a …
Homeowners Insurance
Homeowners insurance or home insurance is typically required for anyone who takes out a mortgage to buy a home. Prior to closing on a mortgage, …
Tax Deduction Documents For A Home Mortgage
When you buy a home, there may be tax deduction benefits. These include possible mortgage interest and points you paid to receive a lower interest …
5 Important Questions When Choosing Your First Home
Buying your own home can be exciting and frightening at the same time. George Mason Mortgage suggests considering the following questions when choosing your first …
The Federal Reserve, the Housing Market, and Mortgage Rates
The housing economy is one of the remarkable stories we will remember about the COVID experience in the USA. In March when the nation shut …
FHFA Announces Conforming Loan Limits for 2021
Fannie Mae and Freddie Mac Baseline Limit Will Increase to $548,250 Washington, D.C. – The Federal Housing Finance Agency (FHFA) today announced the maximum conforming loan …
Moving Checklist
We looked everywhere and found what we think is the most comprehensive moving planner from moving.com. Their moving planner is set to begin prior to …
Your First Step: Budget & Affordability
One of the first steps to get started on this exciting journey is planning ahead. Here are some tips to determine how much home you …
Homebuyer Options
Low Down Payment Programs & Grants George Mason Mortgage has the program options to fit your story and our experienced mortgage professionals will help find …
The Lowdown on Down Payments & Mortgage Insurance
The 20% Down Payment Myth Many first time home buyers believe they must put 20 percent down on a home. But that is far from …