Imagine All The Firsts

Imagine Your First Home

Imagine All The Memories

Buying Your First Home

Purchasing a home is one of the most rewarding and exciting experiences in life – that’s why they call it the American dream of home ownership! Having a knowledgeable professional will provide you with the support and confidence to guide you home. We are here for you.

At George Mason Mortgage, we understand every facet of purchasing a home and will find the right loan option that works best for your personal financial situation. Our lending specialists have the experience, technology and solutions to help you make the dream of homeownership become a reality.

Imagine the Benefits

In today’s economy, rent continues to increase year after year while mortgage interest rates have remained historically low and home values are on the rise in many areas. If you need some inspiration to start house hunting or just want to make sure you're taking advantage of all that homeownership has to offer, check out this top 5 list of perks that will repay your hard work from now well into retirement.

1. Security & Freedom

A home provides security for your family and freedom to make your home your own.

2. Build Equity

Home ownership is one of the few investments you can enjoy while building equity and increasing your net worth.1

3. Tax Benefits

Mortgage interest, certain closing costs, mortgage insurance and property taxes may be tax deductible.2

4. Inflation Protection

Principal and interest payments can be fixed making payments more affordable over time.

5. Build Your Credit

Consistent payments show you are a responsible borrower.

Taking the simple step of speaking to a George Mason Mortgage professional may be the smartest financial decision you make, as it can allow your family to make monthly home payments toward your own asset instead of increasing your landlord’s wealth.

1. Equity is not guaranteed. Equity growth and value dependent upon market factors.
2. GMM is not a tax service and cannot provide tax advice. Please consult a tax professional to determine applicable tax deductions.

Download Your Complimentary Guide to Buying Your First Home

First Time Homebuyer Loan Options

Do You Have Less Than 20% for a Down Payment?

Low Down Payment Options

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Are You Interested in 100% Financing Options?

Loan Options

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Are you Interested in Assistance with Closing Costs?

Closing Cost Assistance

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Are You a Veteran, Active Duty or a Military Spouse?

VA Loan

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Introducing... GMM Connect

George Mason Mortgage understands the path to meeting your home financing goals is as unique as you are. GMM Connect is our customized, seamless digital homebuying experience designed to provide you with a personal, secure and transparent mortgage solution. We connect intuitive technology and an experienced mortgage team to help you build your brighter future.
GMM Connect Portal

Knowledge Base

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A Robust Housing Market For Years To Come

Two questions continue to be asked of me. The first is, should I worry about rising prices and wait for the market to slow? The …

Homebuyer Options

Homebuyer Options

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Moving Checklist

Moving Checklist

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Your Journey Home

Knowing the path will travel together helps the journey go more smoothly. We have outlined some important highlights so you know what to expect along …

Homebuyer Tips

Our goal is to make your home buying experience as smooth as possible. We have highlighted some best practices to help keep your finances in …

Getting Started

Whether you are buying your first home, right-sizing now that the kids are gone, navigating the jumbo luxury market, renovating your home, or working with …

Choosing The Right Down Payment

A down payment is the amount you pay toward the home yourself. You put a percentage of the home’s value down and borrow the rest …

Built Just For You

NEW CONSTRUCTION, CUSTOM HOME & RENOVATION HOME LOANS Our extensive knowledge of the new construction and renovation loan market allows us to offer a wide …

Finding The Right Mortgage

There are many different types of home loans available. The one that’s best for you will depend on your personal financial situation and homeownership goals. …

Know Your Credit Score

When applying for a mortgage loan, your credit score will be one of the key factors in whether you’re approved and it will help determine …

Get Your Cash Back

Paying cash for a home has benefits. Take advantage of being a cash buyer to give the seller confidence the transaction will close quickly and …

Refinance & Renovate

Refinance & Renovate

If you are having a difficult time finding a new home with limited inventory in today’s market, have you considered renovating your current home? We …

Tips for Saving for a Down Payment

6 Tips for Saving For Your Down Payment

Before you can make the transition from renting your home to owning your home, you will need to have a down payment, typically 3 to …

Credit Tip for Homebuyers

Credit Tips for First Time Homebuyers

When applying for a mortgage loan, your credit will be one of the key factors in whether you’re approved, and it will help determine your …

Homebuyer Tips

Homebuyer Tips

Our goal is to make your home buying experience as seamless as possible. We have highlighted some key guidelines to help keep your finances in …

Local Mortgage Lender

Appraisal Methods

When you’re buying a home using a mortgage, refinancing your existing mortgage or selling your home to anyone other than an all-cash buyer, the home …

To Do After Closing

To Do After Closing

After you finish signing at the closing of your new home, you’re handed the keys and the house is officially yours! But, there are some …

Regional Mortgage Lender

Why Use a Local/Regional Mortgage Lender?

Buying a home will likely be the biggest purchase you will ever make in your life. Finally moving into your new home will be a …

Homeowners Insurance

Homeowners Insurance

Homeowners insurance or home insurance is typically required for anyone who takes out a mortgage to buy a home. Prior to closing on a mortgage, …

Tax Deduction Documents

Tax Deduction Documents For A Home Mortgage

When you buy a home, there may be tax deduction benefits. These include possible mortgage interest and points you paid to receive a lower interest …

5 Important Homebuyer Questions - Header Images

5 Important Questions When Choosing Your First Home

Buying your own home can be exciting and frightening at the same time. George Mason Mortgage suggests considering the following questions when choosing your first …

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The Federal Reserve, the Housing Market, and Mortgage Rates

The housing economy is one of the remarkable stories we will remember about the COVID experience in the USA. In March when the nation shut …

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FHFA Announces Conforming Loan Limits for 2021

Fannie Mae and Freddie Mac Baseline Limit Will Increase to $548,250 Washington, D.C. – The Federal Housing Finance Agency (FHFA) today announced the maximum conforming loan …

Your First Step: Budget & Affordability

Your First Step: Budget & Affordability

One of the first steps to get started on this exciting journey is planning ahead. Here are some tips to determine how much home you …

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Download Your Complimentary Guide to Buying Your First Home

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First Time Home Buyers Guide to Buying a Home