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Professional Credentials:
  • 26 year’s experience in professional financial services
  • Management Degree, Shepherd College
  • 17 year’s experience in mortgage finance
  • Nationally licensed Loan Officer specializing in Virginia, Maryland, DC, PA, NC, Florida and other states.

Areas of Expertise:
  • Technical analysis of financial markets
  • 1st time buyers
  • conventional conforming and nonconforming Jumbo financing
  • FHA and VA Loan programs
  • 100% USDA Rural Housing financing
  • 97% no MI conventional financing
  • Home Equity
  • Refinance
  • Expert in credit analysis
  • Maryland CDA
  • DC Open Doors

Professional Achievements:
  • Freddie Mac LPI certified
  • Certified in point of sale decision software
  • Virginia First Time Buyers Certification
  • Fannie Mae DU certified
  • VHDA program and train the trainer certifications

Additional Information:
  • Virginia resident for 48 years
  • Truly enjoy helping clients
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