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Disclosures & Licenses

This is not a commitment to lend. All loan applications are subject to credit and property approval and must meet loan program requirements to qualify.  Annual Percentage Rate (APR), programs, rates, fees, closing costs, terms and conditions are subject to change without notice and may vary depending upon credit history and transaction specifics.  Flood and/or property hazard insurance may be required.  

George Mason is not endorsed by, or affiliated with any government agency or program.

For program specific disclosures, please see program webpage.

George Mason Mortgage, LLC | NMLS ID #: 153400 (www.nmlsconsumeraccess.org) 

Equal Housing Lender Logo

George Mason Mortgage parent, United Bank is regulated by the Consumer Financial Protection Bureau (CFPB) and Federal Reserve Board (FRB) and licensed in:

Washington D.C. | Mortgage Dual Authority License #MLB153400

West Virginia | Mortgage Lender License #ML-37393

George Mason Mortgage Lends in the following states:

  • Virginia
  • Maryland
  • District of Columbia
  • West Virginia
  • Delaware
  • Pennsylvania
  • Ohio
  • Tennessee
  • Kentucky
  • North Carolina
  • South Carolina
  • Florida
  • Georgia

For more information visit: www.nmlsconsumeraccess.orgN M L S Consumer Access

Journey Home Grant1 & Welcome Home Grant2 Disclosures

1. Subject to Credit Approval. Journey Home Grant is a lender grant and is not available in all market areas. Grant is capped at $10,000, with up to 3% of sales price or appraised value (whichever is less) applied towards down payment first and then any remaining funds applied to closing costs. No cash back for the Grant funds allowed. Loan must be for purchase or refinance of primary residence. Property type and location limitations apply. Loan terms and conditions apply, including but not limited to, maximum loan-to-value of 97%, maximum loan amount, minimum credit score, and maximum income limits. Homebuyer education may be required. In addition to Journey Home grant requirements, borrowers must meet Fannie Mae HomeReady program eligibility requirements. HomeReady® is a registered trademark of Fannie Mae. Mortgage Insurance is required for properties with over 80% loan-to-value. Grant program may be considered taxable income. 1099-MISC may be issued. You should consult with your tax advisor. Program rates, terms, and conditions are subject to change without notice.

2. Subject to Credit Approval. Welcome Home Grant is a lender grant and is not available in all market areas. No cash back for the Grant funds allowed. Loan must be for purchase or refinance of primary residence. For Purchase transactions, grant is capped at $10,000, with up to 3% of sales price or appraised value (whichever is less) applied towards down payment first and then any remaining funds applied to closing costs. For Refinance transactions, up to 3% of appraised value, with a maximum of $10,000 will be applied towards closing costs. Property type and location limitations apply. Loan terms and conditions apply, including but not limited to, maximum loan-to-value of 97%, maximum loan amount, minimum credit score, and maximum income limits. Homebuyer education may be required. Grant program may be considered taxable income. 1099-MISC may be issued. You should consult with your tax advisor. Program rates, terms, and conditions are subject to change without notice.
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