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How Do Down Payment & Closing Cost Assistance Programs Work?

Who Can Receive Down Payment Assistance? While many down payment assistance programs are often paired with loan options for first-time homebuyers, this is not always the case, as some programs may be used by previous homeowners or even towards refinancing your current home. There also may be programs available in your area for professions such …

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Refinancing 101

Refinancing 101

Rates have hit an all-time low and have left homeowners scrambling to refinance their mortgages. You have most likely heard in casual conversations with friends or family that “now is the time to refinance!” But you may be left wondering…what exactly is refinancing? Is it the right decision for me? What Is It? Refinancing is …

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Is it Time to Refinance?

Is it Time to Refinance?

Refinancing is a big step and takes the same time and effort as when you applied for your loan in the first place. However, when the time is right, there are many benefits to refinancing. Setting a goal beforehand is always a good place to start. Whether you decide you want to take equity out …

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