Two questions continue to be asked of me. The first is, should I worry about rising prices and wait for the market to slow? The second is, is there a risk of a housing bubble like the Great Recession of 2008? The answer to both questions is, no! Housing prices are not on a verge …
Low Down Payment Programs & Grants George Mason Mortgage has the program options to fit your story and our experienced mortgage professionals will help find the perfect match for you. If you want to become a homeowner, but you don’t have enough cash for a down payment, a state or local down payment assistance program1 might …
Take the stress out of moving with this checklist. Here is a list of essential tasks as well as the ideal times to conduct them. Our goal is to provide you with the resources you need for a successful move. 6-8 Weeks Before Moving Budget for moving expenses and obtain estimates from moving companies Call …
Knowing the path will travel together helps the journey go more smoothly. We have outlined some important highlights so you know what to expect along the way. 1. Get Pre-Qualified The best way to approach a real estate agent is with a mortgage pre-qualification in hand. It shows that you’re ready and able to buy …
Our goal is to make your home buying experience as smooth as possible. We have highlighted some best practices to help keep your finances in order as you prepare for your journey home. DO Stay current on your rent and all monthly bills Remain with your current employer Check your credit score Find and organize …
Whether you are buying your first home, right-sizing now that the kids are gone, navigating the jumbo luxury market, renovating your home, or working with a developer to build your dream home, we can help find the mortgage solution for you. Our mortgage professionals are focused on helping you reach your homeownership goals. There’s never …
NEW CONSTRUCTION, CUSTOM HOME & RENOVATION HOME LOANS Our extensive knowledge of the new construction and renovation loan market allows us to offer a wide range of products, competitive pricing and streamlined loan processing. Whether you are interested in new construction, custom home, renovations or a complete tear-down, we welcome the opportunity to discuss your …
There are many different types of home loans available. The one that’s best for you will depend on your personal financial situation and homeownership goals. Here are some of the loan options you can consider: CONVENTIONAL OR GOVERNMENT-BACKED? Conventional loans have slightly stricter qualification requirements because they aren’t insured by the government. They are a …
Paying cash for a home has benefits. Take advantage of being a cash buyer to give the seller confidence the transaction will close quickly and have the option of getting a cash out refinance shortly after closing to avoid your savings being tied up in your home. Or if you have already purchased a home …
If you are having a difficult time finding a new home with limited inventory in today’s market, have you considered renovating your current home? We have many Renovation Loan1 solutions to use for a wide range of home improvement needs, which allows you to distribute the renovation costs over the life of the loan. Consider …
Our goal is to make your home buying experience as seamless as possible. We have highlighted some key guidelines to help keep your finances in order as you prepare for your journey home. Any changes to your current financials could affect your current financial picture. We are always here to provide guidance and advice as …
When you’re buying a home using a mortgage, refinancing your existing mortgage or selling your home to anyone other than an all-cash buyer, the home appraisal is a key component of the transaction. Whether you’re a buyer, owner or seller, you’ll want to understand how the appraisal process works and how an appraiser determines a …
After you finish signing at the closing of your new home, you’re handed the keys and the house is officially yours! But, there are some things you should do to make sure the transition from your old place to your new address goes as smoothly as possible. Every area of the country is different, which …
Buying a home will likely be the biggest purchase you will ever make in your life. Finally moving into your new home will be a joyous occasion and for some, the culmination of a dream. When looking for a home loan, you have options. When you use a local or regional lender, you are working …
Homeowners insurance or home insurance is typically required for anyone who takes out a mortgage to buy a home. Prior to closing on a mortgage, you must be able to provide a proof of homeowners insurance. The insurance helps protect the home, the contents within and the homeowner from any catastrophic damage. Lenders require such insurance …
